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austerity Bedroom Tax benefits budget business carers child poverty children and families communities company corporate sector council tax council tax benefit council tax revaluation council tax support cuts debt deficit demography deprivation devolution disability earnings economic inactivity economic policy economy education employment employment gap England ethnicity EU fuel poverty gender government health homeless homelessness housing housing benefit in-work poverty income inequality informal carers Ireland job quality labour market living costs living wage local government local government funding cuts local government pay claim localism London low income low pay low qualifications measurement of poverty migrants minimum wage National Living Wage neighbourhood services Northern Ireland older people pay pensioners pensions poverty prevention private rented sector privatisation recession retirement savings Scotland self-employment services social care social exclusion social rented sector social security spending cuts statistics taxation underemployment unemployment UNISON UNISON pay claim universal credit unpaid care utilities Wales water industry welfare welfare reform work working-age young adults youth employment